AK & Associates Limited

Financial Planning & Mortgage Consultants
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The Mortgage Market...
 
Gone are the days when you walked down the High Street and into the local Bank or Building Society to get your mortgage, at which point you were simply asked "Do you require a Capital & Interest or Interest Only Mortgage?".
 
Now with so many Lending Institutions and the many different types of mortgage - variable rates; fixed rates; capped rates; discounted rates; cashback mortgages and tracker mortgages - just where do you start to look for the best deal for you?
 
We highly recommend you seek advice from afully qualified Independent Mortgage Consultant who will complete a full factfind to establish your needs and requirements and who can then research the whole of the market for the best deal available to meet your circumstances.
 
We have in the following Mortgage Pages set out some basic information on the Types of Mortgages available; First Time Buyer Guidelines and Buy to Let Mortgages
 
How do you know which deal will be best for you?

- Will a Consultant try to sell you the wrong mortgage just to get commission?

- Are endowments the root of all evil?

- What is an ISA mortgage?

- Should I take out a Pension mortgage?

 
There are so many factors to take into consideration that you may well have your head in your hands by now.
 
At AK & Associates we will understand that you may need help with all your questions and in finding the right answers - we will guide you along with informative advice – leaving you confident that you have chosen the right deal for yourself.

We also realise how difficult it can be to step onto the property ladder, our flexible approach to your borrowing power means that our Consultants have the ability to ensure that we find the best deal for you from the whole of the mortgage market - whatever your situation.
 
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.